AFRA
All Fronts Re-Enactment Association
Such is the way of the world now that you need insurance for everything... and it would seem it is never about covering you, but other idiots in the world who do stupid things... like the public! There are many ways to get insurance for re-enacting, but they invariably work out more expensive and less specialist than going through AFRA. Each member must have their own insurance and we strongly recommend going through AFRA as it is the best value for money and by far the easiest to obtain.
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AFRA's goal has been to underpin the hobby. For many years now they have grown in size to accommodate a wide range of living historians and re-enactors covering the whole of the 20th Century and beyond. What they offer is for anyone to become a member and be covered by their Public Liability Insurance (PLI). They do not offer insurance policies for sale, but just like any other re-enactment association or group if you join, you'll simply covered by them. (reworded, but the information comes direct from the AFRA website)
They do not interfere with your group's day-to-day running, nor do they tell you when and where you can go. We keep to our own rules and regulations.
When contacting them, please remember that this is not their full-time job, they have their own lives, their own interests and their own time. They deal with things as quickly as they can, but remember they are just like you.
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I always hear lots of people tell me that they tried to join AFRA, but never heard back from them. Yes, I believe there are reasons for this. If you're serious about re-enacting though, like everything else in the hobby, it takes some effort. When I mention 'effort' I'm not talking about a Herculean task of some kind. Simply message one of the AFRA folks on F/B and they can look into your membership. If you're joining us, then I can give them a little nod to confirm that you're one of us and not a nut job who wants to stockpile lethal BB guns (we'll save that VCR Bill for a rant another day!)... Without joining AFRA, you cannot (and will not) be allowed to come to any events with the group. This is for you as much as it is us... blame the sorts of people who puts cats in ovens to dry them and then take the company who made the cooker to court because there were no instructions on the cooker to tell them they shouldn't do that... yes, you know the sorts of people I mean!
The most important thing after submitting the form on their website is to join their Facebook group and make contact with them.
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I should know how much I paid for my membership, but my memory is terrible and, to be honest, why worry about it... for without it there is no hobby. I think it's around £20 though, and you save a little each year when you renew it, as long as you do it in December (I think!).